The Pursuit of Financial Happiness!
things in life, once you have the right perspective and knowledge and practise
your new skills regularly, change happens quickly; seemingly all on its own. Of
course, we know that it’s a cumulative result of all those little steps that
you’ve taken; along with the momentum created by better decisions and timely
action. There’s no mystery to reaching financial well-being. If you have
decided to take charge of your financial affairs today – then congratulations,
your life is about to improve! The best place to start is with free household
management software applications have all the forms and functions to do the
basics: create a budget and spending planner and monitor your progress toward
goals. Most importantly, though, is your state of mind. So let’s take a look at
where you are now, by your definition.
Here are the 7 steps to reaching financial well-being. Remember, it’s
not about where you are now relative to anyone else; it’s all about taking the
appropriate next step.
There’s nowhere but up to go from here. The household feels under siege
from creditors and bill collectors. Family conflicts are common place and some
family members seek temporary relief by spending more. If you can admit to
yourself that this is you, then you’ve already begun the climb out! Take the
next small step and speak to a Money Coach; if you’re here, it’s a must-do.
Here, we feel confused, sometimes even paralyzed. We save in small increments,
but then an urgent need wipes out all that progress. We don’t know where to
turn or how to change the situation, so we often burry our heads. The fact that
you’re trying to save is a great sign! You know there’s a better way to do
things, so why not learn how to make a financial plan? While family budgeting
software is helpful, we also recommend talking to a Money Coach to help you in
the early learning stages when the support is most needed.
You know a little about money management, but your struggle is with planning,
organization and consistent follow-through. Online money management software
will help you with the first two components. If you’re doing this on our own,
consult a money savvy friend or family member who has been through the process.
Otherwise, a Money Coach is always the best option.
You are better organized, but now it’s about planning for a stable and
comfortable future. Refining your plans and considering optimum uses of your
money become a luxury you never thought you could consider. Congratulations!
You are prepared for the unexpended events in life, with insurance, estate planning
and children’s education funds. With confidence, you plan for a comfortable
retirement and continue to refine your money management skills.
You have achieved financial independence and you have become debt free;
it’s time to enjoy life thoroughly.
Money is not an issue in your life; you have what you need to live comfortably
and give generously to others.
Regardless of where you are in the cycle,
use the tools and professionals out there who can help you change your life.
You can do it!