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Free Household Budgeting Software to Take the Mystery Out of Financial Well-Being!

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The Pursuit of Financial Happiness!

 
Like most things in life, once you have the right perspective and knowledge and practise your new skills regularly, change happens quickly; seemingly all on its own. Of course, we know that it’s a cumulative result of all those little steps that you’ve taken; along with the momentum created by better decisions and timely action. There’s no mystery to reaching financial well-being. If you have decided to take charge of your financial affairs today – then congratulations, your life is about to improve! The best place to start is with free household budgeting software.
 
Most budget management software applications have all the forms and functions to do the basics: create a budget and spending planner and monitor your progress toward goals. Most importantly, though, is your state of mind. So let’s take a look at where you are now, by your definition.
 
Here are the 7 steps to reaching financial well-being. Remember, it’s not about where you are now relative to anyone else; it’s all about taking the appropriate next step.
 

Financial Chaos

 
There’s nowhere but up to go from here. The household feels under siege from creditors and bill collectors. Family conflicts are common place and some family members seek temporary relief by spending more. If you can admit to yourself that this is you, then you’ve already begun the climb out! Take the next small step and speak to a Money Coach; if you’re here, it’s a must-do.
 

Financial Avoidance

 
Here, we feel confused, sometimes even paralyzed. We save in small increments, but then an urgent need wipes out all that progress. We don’t know where to turn or how to change the situation, so we often burry our heads. The fact that you’re trying to save is a great sign! You know there’s a better way to do things, so why not learn how to make a financial plan? While family budgeting software is helpful, we also recommend talking to a Money Coach to help you in the early learning stages when the support is most needed.
 

Financial Awareness

 
You know a little about money management, but your struggle is with planning, organization and consistent follow-through. Online money management software will help you with the first two components. If you’re doing this on our own, consult a money savvy friend or family member who has been through the process. Otherwise, a Money Coach is always the best option.
 

Financial Stability

 
You are better organized, but now it’s about planning for a stable and comfortable future. Refining your plans and considering optimum uses of your money become a luxury you never thought you could consider. Congratulations!
 

Financial Security

 
You are prepared for the unexpended events in life, with insurance, estate planning and children’s education funds. With confidence, you plan for a comfortable retirement and continue to refine your money management skills.
 

Financial Freedom

 
You have achieved financial independence and you have become debt free; it’s time to enjoy life thoroughly.
 

Financial Fulfilment

 
Money is not an issue in your life; you have what you need to live comfortably and give generously to others.


Regardless of where you are in the cycle, use the tools and professionals out there who can help you change your life.
You can do it!

The Cardinal Rules of Finance

The Money Coach Guide to Financial Independence – the life you deserve starts with these commandments.

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I shall identify and eliminate any limiting beliefs that could "influence" my money decisions"

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I shall run my personal finances like a business

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I shall spend my money according to my values, goals and principles.

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Choose what you would like to do.